The year 2016 is finally over. Some might say the year was 'the worst ever' (and some say that every single year). But for the holders of Bitcoin 2016 has been nothing but kind. In December alone BTC appreciated some 33% against the US dollar, and is up 130% year-on-year. The confidence in the cryptocurrency grows by the day.

The rise of Bitcoin last year was nothing short of spectacular, but it was not at all unprecedented. In the final quarter of 2013 the price of Bitcoin quickly went from $140 on the 1st of October to $1,230 on the 4th of December to $553 just two weeks after. And while the die-hard enthusiasts will swear that 'this time it’s different', it never really is. Commodities rise and fall, and Bitcoin, whether we like it or not, is becoming a commodity.

We started Fiaton with a very simple idea. We would like to give everyone an opportunity to preserve value. There are plenty of speculative opportunities out there; today it is Bitcoin, five years ago, gold, and three centuries ago, tulip bulbs. Most speculative opportunities are touted as 'value-preserving', until they no longer are.

While we have no way of knowing where the price of Bitcoin will be in 3 months or 3 years from now, one thing is certain, there will be ups and downs. It’s called volatility. The opposite of volatility is, by design, something very boring. Like municipal bonds, life insurance, or XDR.

We’re in the business of boring. We want you to hold an asset that will not – for a fact – make you rich. Instead, it will keep you whole, by preserving value the best way we know. XDR is a basket of five most tradable currencies in the world. No matter how bad things get, these five currencies will be by far the most liquid and stable ‘last resort’; if not individually, then at least as a portfolio.

Embark on this journey with us and find out if XDR is right for you. Chances are you’re already holding Bitcoin and may generally be familiar with blockchain; in that case understanding and using our product will be extremely easy for you. Sign up for our beta today and you will be using a live XDR wallet in just a couple of weeks.